Baccarat is the simplest card game in any casino, because you don't play it — you bet on it. Two hands are dealt, Player and Banker, and whichever gets closer to a total of nine wins. Tens and face cards count as zero, and totals over nine drop the first digit, so an eight and a seven make five.
There are no decisions after the bet: whether a third card is drawn is decided entirely by fixed rules. This version is played with virtual chips and involves no real money.
Cards two to nine count face value, tens and face cards count zero, and aces count one. Totals above nine drop the tens digit — so 8 + 7 = 15 becomes 5. The hand closest to nine wins.
Banker, which carries the lowest house edge even after the commission usually charged on it. The Tie bet pays more but is much worse value.
No — this is a free browser version played with virtual chips, with no deposits and no payouts.